Upsizing

Upsizing is saving money to expand the scope of employment opportunities open to you.

This page provides brief descriptions of and provides link to articles at the PassionSaving.com site describing new and more effective approaches to saving money.

Personal Finance Planning Isn't About Self-Denial Anymore
Saving Money Article #1 -- Saving money becomes a very different experience when you are saving to enhance your enjoyment of life in the here and now. The true luxuries of today are things that can be obtained only by saving money, not by spending it.

What Savings Goal Really Turns You On?
Saving Money Article #2 -- The key to saving money effectivelty is saving for some goal other than the financing of an old-age retirement. This article lists the savings goals of twenty of The World's Greatest Savers.

Saving for Retirement Is a Dumb Idea
Saving Money Article #3: Saving for retirement provides little motivation to save because most of us don’t even want to think about growing old.

Pinching Pennies vs. Watching Pennies
Saving Money Article #4 -- Watching pennies is a good way of saving money. Pinching pennies is not.

Advertisements for Self-Denial
Saving Money Article #5 -- Is is really self-denial if it enhances your enjoyment of life?

How to Start Saving Money
Saving Money Article #6 -- The best way I have found to get aspiring savers started saving money is with the simple but powerful Multiply-by-25 Rule.

Persuading Your Spouse to Save
Saving Money Article #7 -- An exploration of the money implications of that fine old Beatles song "She Loves You."

How Much to Save -- Anything But 10 Percent!
Saving Money Article #8 -- When deciding how much to save, consider that many find it easier to save more.

Saving Too Much Is a Big Problem
Saving Money Article #9 -- Financial freedom is not a number. It is a process.

My Best Money Management Tip -- Pay Yourself Last
Saving Money Article #10 -- Saving is not always a good idea. The best approach to money management is to pay yourself last, only after assessing the competing value propositions of spending and saving. Aim to save in those circumstances in which saving offers the better value proposition and to spend in those circumstances in which spending offers the better value proposition.

The Dark Side of Compounding Returns
Saving Money Article #11 -- Rarely is it mentioned how the great power of compounding returns can be turned against you.

What Matters Most to the Success of Your Money Management Strategy?
Saving Money Article #12 -- Is it income? Is it intelligence? Is it age? Is it planning? Is it luck?

Ten Unconventional Money Saving Tips
Saving Money Article #13 -- "Focus on Getting Over the $100,000 Hump," and nine other tips for saving money.

Six Non-Patronizing Tips for the Young, Fabulous and Broke
Saving Money Article #14 -- There are a lot of middle-aged people today concerned about people they love who can fairly be described as young, fabulous and broke (a phrase from a recent Suze Ormann book). The problem with the advice about saving money you usually hear as a result of these concerns is that it is patronizing.

Five New Ideas for Controlling Holiday Spending
Saving Money Article #15 -- Given how much you probably spend at the holidays, you possess a good opportunity to begin saving money in a serious way by learning some effective ways to control holiday spending.