The Turned-On Budget

The key to creating a personal budget that works is making your financial plan a plan for achieving your most important life goals. A Life Plan is not boring. A Life Plan is a Turned-On Budget.

Eight Ways to Budget for Eight Budgeting Personalities
Article #1 on Creating a Personal Budget -- Each approach has proven successful for some Financial Freedom Community members.

Budgets That Work Distinguish Between Seven Types of Spending
Article #2 on Creating a Personal Budget -- What on first impression appears to be a "luxury" sometimes is not.

A Case Study in Financial Life Planning
Article #3 on Creating a Personal Budget -- This article describes the particulars of Rob Bennett's Passion Saving plan.

Getting Over Your Fear of Money
Article #4 on Creating a Personal Budget -- The eight steps described are: (1) Learn what it is; (2) Learn why just about everyone suffers from it at some time and to some extent; (3) Learn why it is important that you get over it; (4) Prepare a budget; (5) Make your budget a Life Plan; (6) Revise your budget; (7) Take one new money-related action every six months or so; and (8) Engage in cautious efforts to get over the taboo about sharing details of your financial circumstances with others.

Ten Reasons for Paying Off the Mortgage
Article #5 on Creating a Personal Budget -- In many circumstances, paying off the mortgage can be a fine money management move indeed.

Tithing for Non-Believers
Article #6 on Creating a Personal Budget -- Tithing sometimes financially enriches those who practice it, but it’s not something you can count on.

Spending on Education
Article #7 on Creating a Personal Budget -- Spending on education is in some circumstances a very good idea and in other circumstances a very bad idea.

Spending on Vacations
Article #8 on Creating a Personal Budget -- Eight surprising points to consider when deciding how much money to allocate to your personal budget category for spending on vacations.

Spending on Transportation
Article #9 on Creating a Personal Budget -- Why cabs are cheap, and nine other insights relating to spending on transportation.

Spending on Food
Article #10 on Creating a Personal Budget -- Keep a Price Book, calculate your cost per meal, don’t even sample convenience foods.

Spending on Charity
Article #11 on Creating a Personal Budget -- How much should a Passion Saver give to charity during a time-period in which he is cutting back on spending in other areas to finance a transition to more soul-satisfying work?